:root{--bg:#f6f8fb;--surface:#fff;--ink:#152033;--muted:#617083;--accent:#2463a8;--accent2:#22a7a1;--line:#dfe6ee;--soft:#edf4f7;--shadow:0 18px 55px rgba(22,38,59,.10);--radius:24px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:inherit}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:999}
.container{width:min(var(--max),calc(100% - 36px));margin:auto}.topbar{background:#0e1a2b;color:#dbe8f5;font-size:.88rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{text-decoration:none;font-weight:900;letter-spacing:-.03em;font-size:1.1rem}.brand span{color:var(--accent)}
nav{display:flex;align-items:center;gap:5px}nav a{text-decoration:none;padding:10px 12px;border-radius:12px;font-weight:700;font-size:.93rem}nav a:hover{background:var(--soft)}.menu-btn{display:none;border:1px solid var(--line);background:white;border-radius:12px;padding:9px 12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;padding:13px 18px;border-radius:14px;font-weight:850;box-shadow:0 10px 28px color-mix(in srgb,var(--accent) 25%,transparent);border:0}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line);box-shadow:none}.btn.small{padding:10px 14px}
.hero{padding:72px 0 52px;background:radial-gradient(circle at 10% 0%,color-mix(in srgb,var(--accent) 13%,transparent),transparent 38%),radial-gradient(circle at 92% 15%,color-mix(in srgb,var(--accent2) 12%,transparent),transparent 33%)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:55px}.eyebrow{display:inline-flex;padding:7px 11px;border-radius:999px;background:var(--soft);color:var(--accent);font-weight:850;font-size:.83rem;text-transform:uppercase;letter-spacing:.07em}.hero h1{font-size:clamp(2.45rem,5vw,4.7rem);line-height:.98;margin:18px 0 20px;letter-spacing:-.055em}.hero p{font-size:1.13rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero-art img{width:100%;display:block;filter:drop-shadow(0 26px 45px rgba(13,29,49,.15))}
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:42px}.trust-item{background:rgba(255,255,255,.78);border:1px solid var(--line);padding:14px;border-radius:16px;font-weight:750;font-size:.91rem}
section{padding:64px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:28px}.section-head h2,.content h2{font-size:clamp(1.7rem,3vw,2.6rem);line-height:1.08;margin:0 0 10px;letter-spacing:-.035em}.section-head p{color:var(--muted);max-width:700px;margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 1px 0 rgba(0,0,0,.02)}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);transition:.2s}.card h3{margin:8px 0 8px;font-size:1.22rem}.card p{color:var(--muted);margin:0 0 16px}.card a{font-weight:850;color:var(--accent);text-decoration:none}.num{width:42px;height:42px;display:grid;place-items:center;background:var(--soft);color:var(--accent);font-weight:900;border-radius:13px}
.answer{background:#101d30;color:#eaf4ff;border-radius:30px;padding:34px;display:grid;grid-template-columns:160px 1fr;gap:25px;align-items:start}.answer strong{font-size:1rem;color:#9fd9ff;text-transform:uppercase;letter-spacing:.08em}.answer p{margin:0;font-size:1.13rem}
.content-wrap{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:38px}.content{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px}.content h2{margin-top:40px}.content h3{margin-top:28px}.content p,.content li{color:#435266}.content ul,.content ol{padding-left:22px}.toc{position:sticky;top:105px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px}.toc h3{margin-top:0}.toc a{display:block;text-decoration:none;color:var(--muted);padding:6px 0}.toc a:hover{color:var(--accent)}
.breadcrumbs{font-size:.9rem;color:var(--muted);padding:18px 0}.breadcrumbs a{text-decoration:none;color:var(--accent)}.page-hero{padding:44px 0 34px}.page-hero h1{font-size:clamp(2.2rem,4.8vw,4.25rem);line-height:1.02;letter-spacing:-.05em;margin:12px 0}.page-hero p{max-width:830px;color:var(--muted);font-size:1.1rem}
.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px}.faq summary{font-weight:850;cursor:pointer}.faq p{color:var(--muted);margin:12px 0 4px}
.cta{background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;border-radius:30px;padding:36px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{margin:0 0 8px}.cta p{margin:0;opacity:.9}.cta .btn{background:#fff;color:#142237;box-shadow:none}
.pills{display:flex;gap:9px;flex-wrap:wrap}.pill{padding:8px 11px;border:1px solid var(--line);background:#fff;border-radius:999px;text-decoration:none;font-weight:750;font-size:.87rem}.pill:hover{border-color:var(--accent);color:var(--accent)}
footer{background:#0d1726;color:#cbd6e5;padding:56px 0 24px;margin-top:50px}footer .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}footer h3,footer h4{color:#fff}footer a{color:#cbd6e5;text-decoration:none;display:block;margin:7px 0}footer a:hover{color:#fff}.foot-bottom{border-top:1px solid #26344a;margin-top:34px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.88rem}
.notice{background:#fff7df;border:1px solid #f1dfad;border-radius:16px;padding:15px 17px;color:#5b4a1f}.emergency{background:#fff0f0;border:1px solid #f3c7c7;border-radius:16px;padding:15px 17px;color:#6a2424}.meta{font-size:.9rem;color:var(--muted);margin-top:10px}.feature-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.feature-list div{padding:17px;background:var(--soft);border-radius:16px;font-weight:700}
@media(max-width:900px){.hero-grid,.content-wrap{grid-template-columns:1fr}.hero-art{max-width:620px}.grid{grid-template-columns:1fr 1fr}.trust-strip{grid-template-columns:1fr 1fr}.toc{position:static}footer .footer-grid{grid-template-columns:1fr 1fr}.answer{grid-template-columns:1fr}}
@media(max-width:680px){.container{width:min(100% - 24px,var(--max))}nav{display:none;position:absolute;left:12px;right:12px;top:74px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}nav.open{display:flex}.menu-btn{display:block}.nav>.btn{display:none}.hero{padding-top:48px}.grid,.feature-list,.trust-strip,footer .footer-grid{grid-template-columns:1fr}.section-head,.cta{align-items:flex-start;flex-direction:column}.answer{padding:24px}.content{padding:24px}.hero h1{font-size:2.65rem}}